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MasterCard Casinos

Mastercard is the world’s second most popular debit and credit card issuer. As such, it is used by millions of people around the globe and is also available at virtually all online casinos. Currently, Mastercard is one of the primary banking options supported by the iGaming industry, and almost all online casinos accept it. But is it the right banking method for you?

Along with Visa, Mastercard is one of the top payment processors gambling enthusiasts can rely on. Picking Mastercard as their preferred payment method means that players will perform their deposits and withdrawals conveniently and without long wait times. Most of the time, no extra fees are charged when moving funds to and from interactive casinos, which makes Mastercard all the more preferred payment solution.

Without a doubt, Mastercard provides one of the fastest and the easiest ways to make gambling-related payments, but it does not go without its shortcomings. Below, we will cover everything you need to know about using Mastercard for online gambling.

Mastercard Summary
Country availabilityWorldwide
Websitewww.mastercard.com
Deposit from bank accountN/A
Withdrawal to bank accountN/A
Deposit to online casinoYes
Withdrawal from online casinoDepends on the online casino
Pay to other online merchantsYes
Online chatN/A
Email supportBIN_Inquiries@mastercard.com
Phone support0800 964 767 Mastercard’s assistance center; 0800 964 767 free phone for the UK; 1-800-MASTERCARD (1-800-627-8372) for the US

How to Use Mastercard at Online Casinos

How to Use MastercardCredit cards are one of the easiest and fastest ways to transfer money on the Internet. It only takes a minute until your funds are readily available, and you can be playing not long after.

When you have decided upon an online casino and are ready to top up your balance, you will need to go to the cashier page. There, select Mastercard from the list of supported banking methods. At this point, you will have to enter your Mastercard information. It is found on the card itself and includes a 16-digit number and expiration date. These can be found on the face of the card. On the back of it, you will find the 3-digit CVV code, which is also required. Usually, when players pick Mastercard as their deposit method, they will be provided with on-screen instructions, thanks to which they will wrap up their payments in a breeze.

Once you have entered the information, you will need to select a sum to deposit. Enter the amount and confirm the transaction. If you have ever made purchases online, you will be immediately familiar with the process. If gambling enthusiasts want to take part in a bonus deal and have a coupon code, they will be asked to enter it before they confirm the payment.

In most cases, the least deposit amount for card payments is $10, but it is advisable to look into this beforehand as the deposit minimums and maximums vary greatly between the Mastercard-friendly online casinos.

After players confirm the transaction, they will be good to go with their real-money bets almost right away as deposits are completed in a minute or two.

Withdrawing via Mastercard, where it is available, involves mostly the same steps. You will have to select the Mastercard withdrawal option and enter the sum you wish to cash out. The casino already has your credit or debit card details, so there is no need to enter them again. Confirm the payment and wait for it to clear.

The speed at which the funds will be transferred from their gaming account to the balance of their Mastercard-branded debit card varies greatly between the web-based casinos, and players should be prepared that such transactions are not executed on the spot.

What some gambling enthusiasts might not know is that Mastercard users have a range of options to decide between, and using their credit or debit card is not their only alternative. The prepaid and gift cards issued by Mastercard are digital-first alternatives that are accepted globally. They give users a simple way to use and track their funds at any point, and best of all, they can also be used for gambling-related transactions.

Taxes and Fees When Using Mastercard at Online Casinos

Taxes and FeesJudging online banking methods is done not only by their usefulness and functionality but also by their cost. After all, it is no good to transfer any sum of money if a large chunk of it goes towards paying transaction fees. In this regard, Mastercard holds up quite well. There are certain inherent fees to make payments with Mastercard, but in most cases, the gambling operators are the ones that bear the cost of card payments.

In certain rare circumstances, you might encounter a casino that charges a commission for debit and credit card payments. It is usually a percentage of the whole transaction, no more than 2.5-3%. All in all, it is not common for casinos to do this. There are also gaming operators that prefer to take the burden off players’ shoulders, at least when deposits are concerned, and only impose extra fees when using Mastercard to take their winnings off their gaming balance.

Players should make sure to visit the banking page of their online casino of choice in order to check whether the operator tacks fees on deposits and withdrawals executed through Mastercard and whether they are reasonable.

Another thing avid casino fans should look into is the list of the currencies the operators accept payments in. Thus, if players cannot make payments in the same currency, they will also face a currency conversion fee. Additional fees might also be charged when players withdraw their funds at an ATM.

Luckily, in today’s online gambling scene, there are so many casinos at your disposal that you can always do away with one if it does not treat you right. What is more, just about all of them support Mastercard, so you will have no issues finding another one.

Taxes and Fees When Using Mastercard at Online Casinos
Deposit feeDepends on the online casino
Withdrawal feeDepends on the online casino
Deposit from card feesN/A
Withdrawal to card feesN/A
Deposit from bank account feesN/A
Withdrawal to bank account feesN/A

Deposit and Withdrawal Timeframes When Using Mastercard at Online Casinos

Deposit and Withdrawal TimeframesWhen it comes to making transactions, Mastercard is highly convenient and allows you to make deposits in seconds. After you have entered your card information in the form and have confirmed the transaction, the casino will receive your money instantly. From this point on, you can do with them as you please and can get on with your real-money bets without any ado. Efficiency is key when Mastercard is concerned, and deposits are nothing to fret over as they are executed with ease and, most importantly, take almost no time to complete.

Withdrawals, on the other hand, can take some time to process. Requesting a withdrawal is not much different than making a deposit. You enter the sum you wish to take out, select your card and confirm the transaction. The payment will be processed after 1 to 5 business days. Moreover, the casino will need some time to review the request and take into account your gaming activities. This can take between 1 and 48 hours, depending on the website in question. Only after this procedure is done will your withdrawal request be fulfilled.

Overall, making transactions with Mastercard does not take much effort. The casino gives you all the tools you need to control your finances and most of it can be done with a few clicks.

As we said already, not all web-based casinos return players’ funds through Mastercard. If this is the case, they will be required to pick another payment processor to take their winnings off their account. If they are looking for a convenient and quick way to lay their hands on their winnings, players’ best option are digital wallets. In most cases, when Mastercard does not double as a cashout method, players will be prompted to go for bank transfers, and if that is the case, they should be prepared to wait for one week or more until their funds are credited.

Deposit and Withdrawal Timeframes When Using Mastercard at Online Casinos
Deposit timeInstant
Withdrawal timeDepends on the online casino, but in most cases, cashouts take anywhere between 3 to 7 days
Deposit from card timeN/A
Withdrawal to card timeN/A
Deposit from bank account timeN/A
Withdrawal to bank account timeN/A

Advantages of Mastercard for Gambling Transactions

advantagesMastercard is one of the most popular credit card brands out there, and for good reason. The benefits that Mastercard offers often trump those of other services, which goes to explain why this payment method is so well-preferred.

The advantages that Mastercard provides will no doubt convince you of the value of the service, and the first and most useful aspect of the payment method is that you can use it at practically every online casino out there. There is hardly any gambling website on the Internet that does not accept Mastercard. The widespread acceptance of the payment method is, without a doubt, the reason why it continues to cause a stir among players. What gambling enthusiasts should also take into account is that almost everyone has a credit or a debit card, be it Mastercard-branded or introduced by another card issuer, meaning that it will be much easier for them to start using the payment method when compared to other payment processors that require registration, for example.

Something else to consider is that Mastercard cards are widely available. You can get one from any bank and use it for purposes other than online gambling. In contrast, some of the other services supported by the iGaming scene have few applications in the real world by comparison.

Additionally, making payments via Mastercard is a simple and convenient process. All you need to do is enter the credit card number and the sum you wish to deposit. The transaction is instant, and you can get down to playing your favorite games in a few minutes.

Another great benefit of using Mastercard is that players can manage their funds securely and conveniently, no matter the time or the place, using one of the dedicated apps for iOS and Android-based devices.

Many avid casino fans prefer to use their Mastercard-branded credit or debit card during their betting session because the deposits they are allowed to make are normally more sizeable, in comparison with some of the other payment methods like BOKU or Paysafecard, for example. Of course, this will only be the case if gambling aficionados have enough funds in the balance of their bank account.

Lastly, the Mastercard-branded debit and credit cards are a top option for players because of the used security features. Thanks to the Mastercard ID Theft Protection program, players’ accounts will be monitored around the clock, and if any suspicious activity is detected, they will be alerted right away. In order to start using the program, gambling enthusiasts need to activate it by entering their 16-digit card number on the website of the card issuer.

  • Available at the majority of the interactive casinos
  • One of the fastest deposit methods
  • Credit and debit cards are preferred because of their wieldiness
  • A fee-free deposit option
  • Mastercard deposits and withdrawals are completed in the utmost safety

Disadvantages of Mastercard for Gambling Transactions

disadvantagesNaturally, nothing in this world is perfect, and there are downsides to every payment method out there. For all of its good qualities, Mastercard is not without its share of bad ones. It is a good idea to carefully consider these before you commit to this payment method so that you are not blindsided in the future.

The leading negative quality of Mastercard is just how long it takes for withdrawals to process. A Mastercard cashout can take up to several business days to process. This is hardly ideal in a world where instant transactions are possible. While Mastercard may be faster than other services, it is still slow, in general. If you wish to have your money instantly, it would be better to go for an eWallet.

Speaking of withdrawals, some online casinos have difficulties processing payments to Mastercard holders. Not all gambling websites can send your withdrawal to a Mastercard, and this is due to the stance that Mastercard (the company) has taken towards iGaming. In view of this, it is advisable to ascertain that Mastercard doubles as a withdrawal method ahead of time.

As we said already, when players request a Mastercard withdrawal, they might face additional costs. Naturally, players will not be happy with the fact that extra fees will be tacked on the amount they want to pull out of their balance, and they might prefer to find a more cost-effective alternative.

Without a doubt, Mastercard is one of the most trusted and widely used payment solutions, but the lower transaction minimums and maximums some casinos tend to impose are what might make players steer clear of them. Fortunately, this is not such a common practice among gaming operators, and in most cases, the amounts players can add and remove from their balance using Mastercard are higher than the ones they can transfer using some of the other payment processors.

  • Not all online casinos offer withdrawals through Mastercard
  • Players might face extra fees when withdrawing their funds through their Mastercard-branded card
  • Sometimes, withdrawals through Mastercard might take up to seven days to complete
  • Depending on the country, players might only be allowed to use debit and prepaid cards
  • While using their Mastercard-branded credit card, players might overstep their budget

Mobile Casino Banking with Mastercard

Mobile Casino BankingMobile gambling is a large part of the iGaming scene, and operators put in tremendous efforts to ensure that everyone has a positive experience. As a result, online casinos offer the same banking solutions to their mobile customers, as the ones available to desktop players. This means that you will have no issues making transactions with Mastercard if you choose to go the mobile route.

The process is exactly the same as on a desktop computer. You enter your card details and then conduct the payment as you normally would. What is more, smartphones give you the option to store your credit card information so that you only need to enter it once. You will still have to enter the CVV code each time. This is done to ensure that nobody can misuse your funds even if they get a hold of your phone.

Regardless of which platform you choose to play from, Mastercard is a solid choice, and you will enjoy the same benefits on either system. Even if you have never opened an online casino from your mobile device, it is still a good thing to have the option to use your credit card everywhere.

It is also good to know that Mastercard offers downloadable apps for tablets and smartphones that run on iOS and Android. These apps make it possible to enjoy unlimited payments wherever and whenever players prefer. The dedicated apps will not only give players better control over their funds, but will also allow them to collect different rewards. There are a number of advantages of using the downloadable apps as gambling enthusiasts will benefit from greater convenience and security.

Mobile Casino Banking with Mastercard
Apple PayYes
Google PayYes
Huawei PayNo

Is It Secure to Use Mastercard at Online Casinos

Is It SecureWhen it comes to the security of Mastercard and credit and debit cards, in general, you want to have the full confidence that nobody knows your card details. For this reason, whenever you enter that information online it is encrypted with fully-modern technology. Nobody outside of the casino and yourself will be privy to that information, and you can be sure that your money is safe.

For even more protection, Mastercard offers the Mastercard Identity Check service, which adds an extra layer of security, and it is always a good idea to have it on. It is a two-factor authentication system, which requires your approval before a payment is finished. When you want to make a transaction, you will receive a code on your phone via text message. Only after you enter the code will the payment be cleared. This is useful in the event that someone gets your credit card data.

This state-of-art technology is implemented in order to ensure that all transactions are initiated by the cardholder. If any suspicious activity is detected, players will be asked to further authenticate their identity by providing a unique code or some of the other biometrics. Another thing players should know about Mastercard is that the company will not disclose any information about the payments without the consent of the users.

The company also goes out of its way to ensure that all products it offers are easy to use and offer convenience and at the same time provide high levels of security and protection. Mastercard encrypts all information players expose and de-identifies it to ensure that no one will misuse it.

Mastercard Security
PINYes
Touch IDN/A
Face IDN/A
Two-factor authenticationYes

faq FAQ about Mastercard

How do I sign up for the Identity Check Service?

The Identity Check service needs to be activated by your card issuer, and usually, this is your bank. It is free, and you can turn it on whenever you wish. Because of the further information players need to provide, the chances of any fraudulent activity are cut to a minimum.

Can I reverse MasterCard payments?

If you believe that a fraudulent payment was made using your credit card, you have to contact the bank right away. If that fails, you can try to chargeback the money. However, misusing the chargeback function may come with consequences. Online casinos keep a list of players who request a chargeback on their deposits. If you appear on this list, you may find yourself barred from most gambling websites.

How many MasterCards cards can I have at an online casino?

If you want to register multiple credit cards to your casino account, you will usually have that option. The specific number of permitted cards will vary, depending on the different websites. Additionally, you also need to remember that casinos will usually process your withdrawal only to the card that made the deposit in the first place.

Do online casinos prefer credit or debit cards?

Generally, this is a non-issue as far as the online casino is concerned. Both are treated the same and even use the same infrastructure. It is rather something that would interest you personally. Since credit cards often come with interest fees, it may be a better idea to use a debit card. Though, whatever works for you is fine.

Can I use MasterCard with other payment services?

If you wish to protect your credit card information, then you can use another banking method to serve as an intermediary. These services support many of the payment solutions out there and will gladly accept your MasterCard transactions.


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